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Auto Loans and Financing

 

Indianapolis Area Car Loans - Pearson Ford

The Pearson Ford auto finance center works with many area lending sources to offer customized car loans and leases. This means we are able to provide you with a great low rate on your car loan in Indianapolis, even if you have less than perfect credit.

If you're thinking about getting a new Ford, or a used car, come down to Pearson Ford at 10650 North Michigan Road, Zionsville, IN 46077. We'll get you a the vehicle you want, at a great price, and smoothly guide you through the auto financing process.

If you would like to start the process of getting an Indianapolis auto loan right away, we suggest you start by exploring your budgeting options. You can find your estimated monthly loan payments by using our online payment estimator; and you can apply for financing with our secure online car financing application.

Pearson Ford is a proud member of the Zionsville Chamber of Commerce and the Indianapolis Chamber of Commerce. For more information about you can become an active member within the Indianapolis community please visit The City of Indianapolis website.

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Contact Information

Pearson Ford

10650 North Michigan Road

Zionsville, IN 46077
sales Sales:
(800)-843-2227

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.